You cannot afford to make any errors if you are in a car accident. Your physical wellbeing, financial situation, and psychological stability are all at stake. Unfortunately, many drivers actually behave in this way and the costs are significant. Knowing what to do will help you safeguard your health and finances while also preventing you from becoming a victim of a ruthless system that isn’t set up to protect you. In light of the foregoing, the following errors should be avoided right away after an automobile accident.
Admission of Error
Even if it is abundantly obvious that you were at fault for the collision, you should never accept culpability. While you would believe that admitting fault will speed up the process and improve relations with the other driver, in reality it only leads to more problems. Avoid stating, I should have been more careful, and other such phrases.
Give the details from your perspective when the responding police officer asks you what happened. Be completely honest while maintaining objectivity. Don’t offer your viewpoint or claim responsibility. If you confess fault, the officer must note it in the report, which the insurance company will use as evidence when processing your claim. Damages are paid out in states where comparative negligence statutes are in place. Therefore, the amount you and your insurance company owe would be lowered by 20% if you were found to be 80 percent at fault and the other party to be 20 percent at fault. However, if you were to admit wrongdoing, you might have to pay the full amount.
Failing to Notify Insurance Provider
You could be tempted to skip reporting the collision to your insurance carrier if it’s a pretty small incident. The urge to handle things on your own frequently arises from a desire to save money or avoid the trouble. But this is a serious blunder. It is against the law to notify your insurance provider of an accident late. Eventually, it can result in your insurance coverage being cancelled or having your claims denied. Additionally, if the other driver reports the collision to their company, your insurance provider will find out.
The best course of action is to get in touch with your insurance provider as soon as possible following the accident. Once more, just state the facts. Remain factual; your insurance company is not your therapist.
Avoid Handling Legal Matters Yourself
Most people prefer not to use attorneys until absolutely necessary. However, you’re better off collaborating with someone who has knowledge of dealing with insurance companies and claims adjusters when it comes to something serious like a vehicle accident. When you attempt to handle things on your own, you leave yourself open to manipulation.
Hiring knowledgeable car accident attorneys will ensure that you receive the compensation to which you are legally entitled. The best part is that they frequently operate on a contingency fee basis, which means you only pay if your claim is successful. You owe the lawyers nothing should you lose.
You need to gather as much information and evidence at the accident scene as you can, assuming you’re physically able to do so. This could consist of a variety of images, footage, audio testimonies, private notes, or contact details from witnesses. In order to file claims and negotiate compensation, you will need the appropriate documentation. Having much more than you require is preferable to having none at all.
Accepting the First Offer
When an auto insurance provider calls with an offer, you ought to pay attention, take notes, and then hang up. It’s a big error to accept the first offer since you almost always leave a lot of money on the table. These first proposals are typically little more than cheap probes to gauge your level of assertiveness. This amount might only be worth between 15 to 50 percent of what the corporation actually wants to pay out. Once more, having a solid accident attorney on your side is helpful in this situation. They are skilled negotiators and can assist you in creating a strong counter-offer that will give you the best chance to secure a favorable settlement.
Adding it All Up
Automobile accidents are a terrible aspect of the reality for millions of Americans. Even if you often have no control over how an accident turns out, you can try to act in a way that optimizes your interests and keeps you from becoming a victim twice. You should strongly consider avoiding all of the errors mentioned above. But if all else fails, choose Bucks County car accident lawyer to direct you in the right direction. This will guarantee that someone is watching out for your interests.