Finance

What Are the Documents Required for Home Loan?

What Are the Documents Required for Home Loan?

Applying for a home loan and having it sanctioned by your borrower institution might be tricky.  There are several formalities that the borrower needs to complete, along with submitting several documents. You also need to fill up different forms to have your loan sanctioned easily.  However, before you apply for a home loan, you should check your eligibility and go through the terms and policies of the borrower institution.  Checking your home loan eligibility would help you decide whether you qualify for the given criteria and, therefore, ensure a faster loan sanction process.  Read Also - Quick Answers to Frequently…
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Importance of Aadhaar Card While Taking Online Personal Loan

Importance of Aadhaar Card While Taking Online Personal Loan

A personal loan is availed to manage various sorts of unprecedented financial needs. Previously the time consumed for a unique loan process and the verification was pretty extensive.  It was stressful for the borrower.  Public, private, or other NBFC lenders require several documents to process a personal loan. Since a personal loan is provided without collateral security, the documents required had to be credible, such as the verification. However, with the innovation of Aadhar cards, the number of papers demanded by banks and lenders have been reduced.  Aadhar Card - The Unique Biometric Identification System Aadhar is a unique twelve-digit…
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Quick Answers to Frequently Asked Questions on Housing Loans

Quick Answers to Frequently Asked Questions on Housing Loans

For average Indians, it is not feasible to buy a home without assistance from lenders. This is particularly true for people living in cities where properties are highly expensive. However, before knocking on the doors of financial organizations, we must understand a few things about the process. Here are answers to some of the frequently asked questions about a housing loan: #1 What are the main stages involved in availing a home loan? There are primarily three stages involved: Application - Whereby the applicant needs to submit a filled-in application with necessary documents. Sanction - Whereby the applicant gets approval for a…
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Ways To Take Personal Loan From Private Finance Without Income Proof In Mumbai

Ways To Take Personal Loan From Private Finance Without Income Proof In Mumbai

Financial emergencies can put a strain on your savings. However, with the help of a personal loan, you can overcome this problem quickly and hassle-free. A personal loan can be used for a variety of purposes like paying off credit card debt, managing medical expenses, renovating the home, covering wedding expenses, and more. With this flexibility offered by personal loans, they have gained great popularity in recent times. With the help of leading financial institutions, you can qualify for a personal loan online through a hassle-free online application process, indulgent eligibility criteria, minimum personal loan documents, instant approval, and quick…
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Personal Accident Insurance: Why Is It Important?

Personal Accident Insurance: Why Is It Important?

Accidents occur without any warning and can become a nightmare for your family. It affects a family in many ways, especially financially if the only earning member of the family gets disabled. In such situations, personal accident insurance can become the only life-saver. It is offered in two different types – group personal accident insurance and individual personal accident insurance. Let us have a look at some advantages of having health insurance covering accident expenses. Disability Coverage An accident may result in a temporary or permanent disability. If you have personal accident insurance, you can claim compensation for any kind…
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Popular Payment Processing Trends in 2021, You must know about

Popular Payment Processing Trends in 2021, You must know about

Are you aware of the latest payment processing trends? We understand that some of you are thinking right now - Why do we need to be aware of these trends? We are here to clear all your doubts in this article. Last year, over 60% of Americans allegedly had and used a credit card. As a result, it is the most commonly used payment method in terms of volume. As a result, credit cards are extremely popular, as evidenced by the fact that trillions of dollars are spent on them each year throughout the world. When a customer uses a…
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Latest Fintech Trends in 2021, You must know about it!

Latest Fintech Trends in 2021, You must know about it!

We'll look at the problems that the fintech sector will confront in the next years, as well as how they'll impact digital trends in 2021 and beyond. What are the Fintech trends 2021?  The overall number of digital transactions and new clients in the UK and Europe rose by 17 percent and 21 percent, respectively, year over year, according to the Global COVID-19 FinTech Market Rapid Assessment Study. So there appears to be a sigh of relief. Some trends are anticipated to extend into 2021 as new possibilities in the FinTech sector arise, possibly driving the financial services industry ahead.…
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What is the CVV Number or CVV Security Code? Know All About It

What is the CVV Number or CVV Security Code? Know All About It

Introduction When you buy something online or by phone, you are often asked to enter a credit card’s CVV number. A Card Verification Value or CVV code might be a number you have provided hundreds of times, but have you ever thought about what it might be and why merchants ask for it? Today, most debit and credit card companies have issued a CVV. A CVV number is a three or four-digit number on the back of your card that puts an extra layer of security when buying something online or on the phone. It ensures that you have a…
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Best Credit Card Machines And Terminals

Best Credit Card Machines And Terminals

Do you have a credit card or debit card? Then, you must have swiped your credit card machine. So when you insert your debit or credit card at a shopping center before, have you think about the machine. Which brand of card machines vendors is using, obviously? Youmachines don’t care. Now, various kinds of credit card machines are available in the market that is the same in design and function but different in shape, sizes, and quality. These machines are provided the easiest way to transact your money to the vendors. Credit card machines are innovative and demanding technology in…
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Get all know about Cryptocurrency market crashes

Get all know about Cryptocurrency market crashes

Cryptocurrency holders all across the world are in a panic as the world’s largest cryptocurrency (Bitcoin) tends to undervalue. On May 19, 2021, Bitcoin tanked nearly 40% from its all-time level to the US $31,000, which was last seen in February 2021. In May, Bitcoin was trading at the US $55,000. Not only Bitcoin but other cryptocurrencies like Ethereum and Dogecoin also have fallen by 40 percent and 45 percent respectively. Several experts blame China’s recent action against the crypto and Tesla CEO Elon Musk’s tweets.  Shivam Thakral, CEO of BuyUcoin, says that both Elon Musk’s tweets and China’s action…
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