The choice of payment instrument significantly impacts the effectiveness of the advertising strategy. It determines both the overall budget allocation and the speed of media buying plan implementation. Thanks to modern financial platforms, it’s possible to make payments for advertising on Google Ads, Facebook Ads, TikTok Ads, Microsoft Ads, and other platforms using virtual cards. In this overview, we will consider the top 5 best digital cards for advertising payment according to professional media buyers.

  1. PSTNET

The financial platform PSTNET provides virtual cards for advertising campaigns on all popular platforms. Card for Google Ads by PSTNET is the top virtual card for advertising payment according to professionals. These cards are also suitable for digital services and online shopping. Available currencies are dollars or euros. You can choose either Visa or Mastercard.

  • Key features:
  • 0% commission for transactions, fund withdrawals, and payment refusals
  • 0% commission for all operations on blocked or frozen cards
  • Card balance can be topped up via USDT TRC20, BTC (+15 coins), SWIFT, SEPA bank transfer, or Visa/Mastercard
  • Minimal risk of encountering a risk payment: numerous unique BINs from US and European banks
  • The website features a convenient bin number checker.
  • No limit on the number of cards
  • Instant issuance of active cards right after registration
  • Registration takes 1-2 minutes: you can use your Google, Telegram, WhatsApp, Apple account, or email
  • First card can be obtained without verification
  • Support for 3D-Secure technology
  • Funds can be withdrawn in USDT
  • Additional functionality for team collaboration: role assignment, setting limits, receiving financial operation reports
  • There is a Telegram bot for notifications and communication with support specialists
  • 24/7 user support available. Managers can be contacted via Telegram bot, email, or any other convenient method
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The service offers a special program with favorable conditions for media buyers – PST Private. Within the program, you can receive: 3% cashback on advertising expenses, 3% commission on card top-ups. A 50% discount is promised for the first month. There is no need to confirm advertising expenses, and up to 100 cards can be issued at once.

  1. АdsCard

The service offers cards for media buying: they are convenient for paying for ads on Google, TikTok, and other platforms. You can choose the desired payment currency: dollars, euros, or pounds.

Key features:

  • Instant issuance of cards
  • Card cost starts from $1 and depends on the size of advertising transactions
  • Free card maintenance
  • Numerous BINs from banks in the USA and Europe
  • Full functionality for team expense management: roles can be assigned and access can be configured
  • 0% commission on balance top-up
  • 4% commission on any transaction or fund withdrawal
  • 3% commission on bulk payments
  • 24/7 customer support: managers can be contacted via Telegram or on the website
  1. Mybrocard

Mybrocard offers the opportunity to choose the necessary card for paying for advertising campaigns on popular platforms. They are also suitable for online purchases or app payments.

Key features:

  • The top-up commission depends on the method of depositing funds.
  • 0% commission for internal transactions.
  • 1% + $0.30 commission for international payments.
  • 0.5% commission for declined payment transactions.
  • Registration takes up to 24 hours on weekdays.
  • To register, you need to fill out a form and contact the service manager.
  • BINs from US banks.
  • Additional team functionality available, such as role allocation for members.
  • Cards are recharged via Capitalist, USDT, WIRE, and through the Marketcall partner network.
  • Balance replenishment occurs after approval by the support service manager. Typically, this takes between 24 hours to 14 business days.
  • The first 50 cards can be obtained for free, with each subsequent one costing $2.
  • $500 is the minimum top-up threshold for the card.
  1. FlexCards 
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Flexcard offers virtual Visa/Mastercard cards, suitable for both media buying and simple online payment operations.

Key Features:

  • Card issuance costs range from 2 to 4 euros.
  • 0% commission for card maintenance.
  • Commissions for card top-ups start at 3.5%.
  • Cards can be topped up via USDT, bank transfer, Capitalist, or transfer from partner services’ balances.
  • Registration typically takes 24 hours.
  • To activate the personal account, you need to provide a completed form to the service manager.
  • 3 types of BINs. New ones appear approximately every 4 months.
  • Team functionality available: manage card issuance and allocate roles among group members.
  • Minimum top-up amounts range from 50 to 100 euros, depending on the funding method.
  • Support team operates from 10 AM to 10 PM (GMT +3).
  1. Combo Cards

The service offers virtual cards for advertising accounts on Google, TikTok, Facebook, and many others. The service is relatively new, so some features are available to users only in pilot mode.

Key Features:

  • Mass card issuance capability
  • Autoreplenishment setup available
  • 12+ BINs supported: banks from the USA and Europe
  • Additional team functionality includes role distribution, spending limit setting, and financial report retrieval
  • Withdrawals to cards are processed through support managers
  • Cards are equipped with 3D-Secure technology
  • Telegram bot available for notifications and 3DS codes
  • 3% fixed commission on top-ups
  • Small fee (up to $0.5) for declined payments
  • If monthly spending exceeds $5000, the option to receive up to 5 free cards is available

Choosing the right virtual card for advertising payments on Google Ads, Facebook Ads, TikTok Ads, Microsoft Ads, and other platforms is a critical aspect of successful media buying.

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Whether it’s PSTNET with their advantageous program for media buyers and zero commissions, AdsCard with instant card issuance, Mybrocard offering various top-up methods and team functionality, FlexCards with their affordable card issuance prices, or Combo Cards providing unique capabilities for mass card issuance and autoreplenishment, each of these services offers tools capable of meeting the needs of even the most demanding advertising professionals.

By choosing the optimal financial instrument, you not only ensure the convenience of paying for advertising campaigns but also significantly impact the effectiveness of your advertising strategy.

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